Licensed in 46 STATES and ready to serve you!

The Only Insurance Agency You Need Located in St. Louis, MO

POWERS® Insurance and Benefits combines 200+ years of experience and cutting-edge products to deliver exceptional service, value, and clarity to our clients. Our offering includes insurance products and risk management services for commercial property, general liability, automobile liability, workers’ compensation, excess/umbrella liability, inland marine, EDP, cyber liability, crime, executive exposures, surety bonding, and employee benefits including group health, life, and disability.  We also have a robust Personal Lines division that can advise, service, and protect your home, auto, umbrella, boat, and motor sports.

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Our goal is to achieve long-term relationships focused on bringing value to your risk management and insurance programs.

We will deliver to you the highest quality property and casualty insurance programs and strategic planning consultation services in a manner that is most suitable to achieving your business goals.

Insurance doesn't have to be complicated. With us, it isn't.

Insurance can be overwhelmingly confusing. All of the jargon, terms, and coverages can make you feel like you don't understand any of it. Our team educates our clients so they fully understand what their premium dollars are being spent on.


Comprehensive Risk Management Assessment

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Premiere Coverage for High-Value Home and Auto

Equipment Insurance (Inland Marine)


Property Insurance

Cyber Protection

Worker's Compensation

Directors and Officers (D&)) Coverage

General Liability

Construction & Surety Bonds

Professional Liability Coverage (E&O)

Why choose us? We believe in old-fashioned customer
service along with a few other core beliefs -

  • Effeciency

    Your time is valuable, so we work quick to deliver results.

  • Clarity

    Insurance can be confusing, we'll make it easy to understand.

  • Honesty

    When other agencies will reduce coverage to win on price, we won’t.

Our friendly & knowledgable team is our greatest competitive advantage.

What makes one insurance agency different from all the rest? Simple - people, personality, and professionalism. At POWERS Insurance, we go above and beyond to ensure your experience with us is one you won't forget.

Are you an existing agency client in need of policy support?

Depending on what type of request you have, it may be fulfilled by our in-house team of CSRs (customer support representatives) or by your insurance carrier directly. If you have an emergency claim, we'd recommend contacting your carrier directly.

Personal & Commercial Insurance Simplified

At POWERS Insurance we have access to a wide range of both insurance carriers and products. This gives us, and more importantly, you, flexibility and choice when it comes to your coverages and company.

Personal Insurance

Whether its home, auto, renters, boat or flood, we can help protect you and your family with custom coverages.

Commercial Insurance

We protect hundreds of businesses, large and small. From Tradesmen to Lawyers, we've got you covered.


We have solidified long-term relationships with the best surety bond carriers in the country for all contractors.

Start A Conversation With Us

Enter some basic information to get started, and our helpful team will take it from there!

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