3 Strategies to Save Money on Business Insurance

save money on business insurance
Rising costs are the #1 concern for business owners in the U.S. When it comes to business insurance, ...
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How to Prevent the Most Common Injuries in Hospitality

most common injuries in hospitality
The hospitality industry averages more than 90,000 injuries per year. Some of the most common injuries in hospitality ...
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How Much Does Business Insurance Cost?
Breaking Down Premium Calculations

How much does business insurance cost?
A recent survey by Next Insurance found that 96% of business owners didn’t achieve a passing grade when ...
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The Commercial Insurance Underwriting Process:
How To Stand Out

Commercial Insurance Underwriting Process
To business owners, the commercial insurance underwriting process can seem like a mystical process that happens behind closed ...
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Top Safety Policies and Procedures for Any Business

This post is part of our series, The Ultimate Workplace Safety Guide. Check out our related posts: Why ...
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Safety KPIs to Track for Continuous Improvement

This post is part of our series, The Ultimate Workplace Safety Guide. Check out our related posts: Why ...
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Incident Investigation:
How to Stop Future Safety Incidents

This post is part of our series, The Ultimate Workplace Safety Guide. Check out our related posts: Why ...
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Safety Program Development:
How to Create and Implement Policies

Once you’ve established a safety culture and identified your top risk areas to address, it’s time to put ...
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How to Identify Hazards with a Risk Assessment Framework

A thorough risk assessment is the first step toward creating effective safety policies and procedures that will move ...
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How to Build a Safety Culture
(or Make Yours Even Better)

Whether creating a workplace safety program from scratch or just revisiting it, your first priority should be establishing ...
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Why Workplace Safety is Important:
Every Business Needs a Program

The likelihood that your business will experience a workplace injury depends on many factors, but the reality is ...
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The Ultimate Workplace Safety Guide for Business Owners

Most businesses in high-risk industries like construction or manufacturing have safety procedures and policies. But what makes a ...
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How does legalized marijuana affect workers compensation?

Does Missouri’s Workers Compensation statutes require post-accident drug testing, and is that affected by the recent passing of ...
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How the New Recreational Cannabis Bill in Missouri Impacts Insurance for Business Owners

On November 8th, 2022, Missouri became the 21st state in the US to legalize recreational cannabis. As Amendment ...
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Powers Expands Commercial Lines Team

POWERS Insurance & Risk Management is proud to announce the addition of Rachel Winkelmann to the commercial lines ...
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The future of insurance after COVID-19

Like many industries, COVID-19 will change how insurance policies are written.   Communicable disease/viruses like the COVID-19 are ...
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Property Insurance for a Cannabis Company

Regarding successful commercial cannabis company — property insurance is an integral piece of the puzzle. However, legal considerations ...
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Thriving Partnership between POWERS Insurance and KPLR/KTVI

Since July 2017, Powers Insurance and Risk Management has partnered with KPLR and KTVI to provide live weather ...
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Cannabis Employment Practice Liability (EPL) Insurance

When a cannabis operator thinks of insurance, typically the basic coverages are considered: property insurance on the facility ...
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The Importance of Contract Alignment for Cannabis Operators

As a cannabis insurance risk manager, one of the questions I commonly hear from my clients is centered ...
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What is Employment Practice Liability Insurance?

Our society is becoming increasingly litigious.  The threat of a lawsuit hangs over every business transaction, large or ...
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How does Jewelry Insurance work?

Jewelry Insurance should be a standalone policy, separate from your homeowners insurance.  Having a separate policy, ensures that ...
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Hospitality Services: A letter from JD Powers

Hospitality Services, I know you’re scrambling to survive and overwhelmed with conflicting information. In the spirit of trying ...
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Specialty Insurance: A Definitive Guide To Understanding Coverage

Understanding insurance coverage is important. No matter what kind of insurance you're dealing with it's best to know ...
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A Message to Hospitality Clients

First, I can’t thank you enough for taking the safety and health concerns so seriously to protect our ...
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Coronavirus and Managing Remote Work Cyber Risks

Given the implications of the coronavirus (COVID-19) outbreak, countless employees across a variety of industries are working remotely. ...
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How Coronavirus Could Impact Your Business’s Insurance

The new coronavirus (COVID-19) outbreak continues to be a top-of-mind concern for organizations and individuals across the globe. ...
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What Is Sinkhole Insurance?

You've probably heard of sinkholes, the hollowed-out portions of soil that sometimes collapse, taking houses, cars, and -- ...
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What is Nationwide Private Client Auto Insurance? How Does It Compare?

If you have a vehicle then you know that insurance is a necessity. What if you own a ...
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The Importance of Travel Insurance

You always dreamed of a round-the-world cruise, you have tickets and suddenly a pilot's strike in Berlin puts it all ...
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Collectibles Insurance: The Importance of Protecting Your Prized Possessions

Perhaps you have a baseball signed by Babe Ruth or you’ve spent your life collecting Cuban cigars, Hummel ...
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Employee Spotlight – Chris Sullivan

In the POWERS Insurance and Risk Management family, we value our employees tremendously. Each month we put a ...
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Employee Spotlight – Lorraine Troyer

In the POWERS Insurance and VIAA family, we value our employees tremendously. Each month we put a spotlight ...
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How is private client insurance different?

What do hospital gowns and insurance policies have in common? You’re never covered as much as you think ...
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NEED TO FILE AN INSURANCE CLAIM?

DO NOT call your insurance carrier first! From a tree falling on your property, to experiencing a house ...
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Employee Spotlight – Linsey Morris

Here in the POWERS Insurance and VIAA family, we value our employees tremendously. Each month we put a ...
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Employee Spotlight- Chrissy Beardall

Here in the POWERS Insurance and VIAA family we value our employees tremendously. Each month we put a ...
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Private Client Added to Emerging Risks

POWERS Insurance & Risk Management continues to expand it's reach in the emerging insurance risks space by announcing ...
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JD Powers recognized as
an industry top producer

JD Powers, President of POWERS Insurance & Risk Management, was recently recognized by Insurance Business America in the ...
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POWERS Insurance’s
Emerging Risks in the news

The announcement of our Emerging Risks Division has been met with an overwhelmingly strong reception, both publicly and ...
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Emerging Risks Division launches

We are announcing the launch of a new division at POWERS Insurance, called the Emerging Risks Division! With ...
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Powers Insurance recognized in Insurance Journal

At Powers Insurance, we are here to help you with your commercial insurance needs in St. Louis. Powers ...
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Sinkhole Coverage

This spring, I received a call that all advisors dread. It was following the spring rains and a ...
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Plant A Tree. It’s Good Policy.

In our continuing effort to give back to the environment, POWERS Insurance and Risk Management is proud to ...
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JD Powers Recognized in Insurance Business America’s 2017 Young Guns

In today’s competitive insurance market, standing out amidst a pool of immense talent can be a challenge.  Yet ...
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Ribbon Cutting Ceremony for POWERS Building

POWERS Insurance and Risk Management has moved locations!  Check out our ribbon cutting ceremony with Mayor Lyda Krewson ...
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5 Rules Every Landlord Should Live By

I'm pretty confident that if you asked anyone who has ever owned a rental property you would get ...
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Will my credit rating change my insurance rates?

I was recently asked this question by one of our POWERS Insurance clients, and thought I would share the ...
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Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?

Why do my auto insurance rates keep going up even though my car is getting older?  At POWERS ...
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