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Address: 6825 Clayton Avenue St. Louis, MO 63139
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Phone: (314) 725-1414
POWERS® Insurance & Risk Management has been recognized as the 2026 Agency of the Year by PropertyCasualty360 on Wednesday, June 24. The awards program spotlights top professionals and organizations from across the country that are helping modernize and humanize the insurance industry. This award reflects POWERS® Insurance’s core values of innovation, humility, connection, integrity, and […]
As the cannabis industry evolves with a changing legal and social scape, the insurance coverage needs for cannabis businesses change along with it. Directors and Officers Insurance is integral to covering cannabis businesses. Cannabis business owners need Directors and Officers Insurance to protect their company’s board members and executives. Overview: Directors and Officers Insurance Directors […]
When an accident happens, in your personal life or with your business, many people look to insurance to cover the costs. Before you pick up a phone and call your carrier, it’s important to understand how filing a claim can affect your premium and the policy itself. What Happens When You File a Claim Filing […]
You don’t have to look far in the construction and equipment dealer industry to see another headline about equipment theft or a contractor posting online about a stolen skid steer, a missing excavator, or a rental gone wrong. Rental fraud is a critical issue for the construction, manufacturing, and agriculture industries across the country. The […]
How cannabis products could create a million-dollar blind spot in your insurance coverage. Running a restaurant or bar is already expensive. The last thing you need is a claim that your insurance won’t cover. That’s exactly what can happen if you serve THC-infused drinks or food. Do you think a general liability or a liquor […]
Why Fortune 500s and safety-focused businesses use captive insurance for smarter, more predictable coverage. As a business owner, you’ve likely faced the same frustrating cycle year after year. Your insurance renewal arrives, premiums have increased again, and you’re left with little choice but to pay. You’ve spent countless hours on safety training, risk management, and […]
POWERS Insurance & Risk Management is proud to announce the addition of Rachel Winkelmann to the commercial lines team. Rachel joins the POWERS team after spending 5+ years on the insurance company side as a claims adjuster. As reported in Insurance Journal, Winkelmann started with the agency in early August and will be responsible for […]
Like many industries, COVID-19 will change how insurance policies are written. Communicable disease/viruses like the COVID-19 are typically excluded in most insurance policies, so we believe the SBA PPP loan forgiveness program is currently the best path forward to recovery for many small businesses. Unfortunately, the PPP loan is not adequately structured for educational […]
Since July 2017, Powers Insurance and Risk Management has partnered with KPLR and KTVI to provide live weather cameras during newscasts and a broadcast and editing space for news crews. The partnership has brought St. Louis viewers live looks of the West St. Louis area during severe weather events as well as beautiful vistas of […]
Our society is becoming increasingly litigious. The threat of a lawsuit hangs over every business transaction, large or small. Even employers who rigorously adhere to the letter of the law are likely to be sued at some point by an aggrieved employee or customer. While many suits are groundless, defending against them is costly and […]