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Powers Expands Commercial Lines Team

By Tim Davis | August 24, 2022

POWERS Insurance & Risk Management is proud to announce the addition of Rachel Winkelmann to the commercial lines division. Rachel joins the POWERS team after spending 5+ years on the insurance company side as a claims adjuster. As reported in Insurance Journal, Winkelmann started with the agency in early August and will be responsible for […]

The future of insurance after COVID-19

By JD Powers | August 24, 2022

Like many industries, COVID-19 will change how insurance policies are written.   Communicable disease/viruses like the COVID-19 are typically excluded in most insurance policies, so we believe the SBA PPP loan forgiveness program is currently the best path forward to recovery for many small businesses. Unfortunately, the PPP loan is not adequately structured for educational […]

Thriving Partnership between POWERS Insurance and KPLR/KTVI

By JD Powers | March 30, 2022

Since July 2017, Powers Insurance and Risk Management has partnered with KPLR and KTVI to provide live weather cameras during newscasts and a broadcast and editing space for news crews. The partnership has brought St. Louis viewers live looks of the West St. Louis area during severe weather events as well as beautiful vistas of […]

What is Employment Practice Liability Insurance?

By Christopher Sullivan | September 3, 2020

Our society is becoming increasingly litigious.  The threat of a lawsuit hangs over every business transaction, large or small. Even employers who rigorously adhere to the letter of the law are likely to be sued at some point by an aggrieved employee or customer. While many suits are groundless, defending against them is costly and […]

How does Jewelry Insurance work?

By JD Powers | July 7, 2020

Jewelry Insurance should be a standalone policy, separate from your homeowners insurance.  Having a separate policy, ensures that your homeowners insurance will not increase if you file a claim. More importantly, Jewelry insurance has superior coverage over a standard homeowners policy.  Jewelry insurance will cover the entire replacement value of your jewelry, whereas homeowners policies […]

Hospitality Services: A letter from JD Powers

By JD Powers | April 1, 2020

Hospitality Services, I know you’re scrambling to survive and overwhelmed with conflicting information. In the spirit of trying to help you as much as possible, I want to share with you everything I’ve seen evolve in recent days. I am not an expert from a legal, accounting or banking standpoint, but I will continue to […]

A Message to Hospitality Clients

By JD Powers | March 26, 2020

First, I can’t thank you enough for taking the safety and health concerns so seriously to protect our communities. The recent events and actions surrounding the Coronavirus Disease 2019 (COVID-19) are evolving by the hour. My Team and I have witnessed the measures you have taken over the course of the last couple weeks. I […]

What is Nationwide Private Client Auto Insurance? How Does It Compare?

By laurendavis | February 5, 2020

If you have a vehicle then you know that insurance is a necessity. What if you own a valuable vehicle? Do you know if your auto insurance will cover the entire value of your vehicle if you are in an accident? A lot of traditional insurance companies have set limits on the payout of claims. […]

Collectibles Insurance: The Importance of Protecting Your Prized Possessions

By JD Powers | November 25, 2019

Perhaps you have a baseball signed by Babe Ruth or you’ve spent your life collecting Cuban cigars, Hummel figurines or fine jewelry and you’re worried how you can protect them. A special glass case or a plastic temperature-controlled box can save your memorabilia from dust, but how can you protect the value in the long […]

How is private client insurance different?

By JD Powers | August 27, 2019

What do hospital gowns and insurance policies have in common? You’re never covered as much as you think you are!! This is especially true when working with successful families who frequently ask: How is private client insurance different? Click HERE to visit our Private Client page. The common misconception is that personal lines insurance policies […]

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