Are you properly protected?

Work with an Insurance Specialist!

Welcome to the simple way to compare your coverage with up to 17 carriers.  Simply click the link below and send over a copy of your current insurance to receive a direct comparison OR if you'd like to work with Kelly, click to get a quote.

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Kelly McDowell

Personal Lines Risk Management Advisor

I’m proud to be a Risk Advisor for POWERS Insurance and Risk Management, a company that values family and community. I love helping people understand insurance and how it can best help you for your individual needs. I am an outgoing people person, who sees the little details that make up the big picture. I can creatively apply solutions to problems that you didn’t know were there, to make life a little easier and brighter.

I have lived in Wentzville, MO for 13 years with my husband, Randy, and our 3 kids, Sophie, Kenadee and Tristan. In my free time, you can find me at a softball field or wrestling tournament wherever our crazy schedule brings us. 


  • Back-to-Back Top Sales Performer- 2021

  • Promoted to Office Manager- State Farm 10/2017

  • Always Present Award-2020

  • Back-to-Back Customer Service Allstar- 2011-2021

This is the Risk Management Part

It's our job to help you understand . . .

  • What's Covered

  • What's NOT Covered

  • How to mitigate the chance of loss that isn't covered

  • What you can do to absorb small losses

Schedule a call with Kelly


We provide the experience you're looking for and the clarity you need.

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Up-to Date on Industry Changes

Our Advisors are accountable for staying informed in their specialities.  

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Specialized Insurance Advisors

Each of our Advisors have one industry focus.

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Focused on Building Relationships

The key to any successful partnership is building a good rapport. 

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