Offering risk management strategies to industries experiencing rapid change

At POWERS Insurance, we have always believed in challenging the status quo. In 2019, we announced the launch of our Emerging Risks Division, which formally acknowledges our commitment to becoming a key resource in protecting risk in these five core emerging industries.

The division is focused on insurance risk strategies that are properly aligned with today’s core emerging markets: Cannabis, Cyber, Private Client, Renewable Energy and Technology.

The POWERS Insurance mission statement has always been to "challenge the status quo to bring clarity and safeguard the financial well-being of our clients, their employees and families", so focusing our risk prevention knowledge on these emerging markets is a natural extension of our core vision.

POWERS Insurance is one of the largest family-owned agencies in St. Louis and POWERS strives to be on the front end of risks that could impact their clients. POWERS believes the insurance industry is facing a lack of agents specializing in newer niche industries, and our goal is to help guide businesses in these spaces through the developing insurance space around them.

JD Powers will lead the division along with fellow risk advisors Chris Sullivan (Commercial) and Meaghan Dowd (Personal). Both JD and Chris have committed to immersing themselves in the newer cannabis and green energy industries and becoming fully educated on the risks. They both possess years of experience helping clients navigate risks in the cyber and technology industries.

Meaghan will serve as the agency's lead personal lines risk advisor in the Private Client Division, along with a strong service team to assist our clients. Meaghan is one of the first 500 agents in the country to achieve the coveted Chartered Private Risk and Insurance Advisor (CPRIA) designation.

With the emergence of Missouri's legalization of medical marijuana,  POWERS Insurance will use their risk management knowledge from relatable industries to help protect the business, their employees, and stakeholders. The understanding of the risk is still new to the insurance industry even though it’s been legalized in other states. Insurance coverage can vary dramatically from one region to another, and it would be difficult for a business owner to understand the exclusions between policies.

The renewable energy space also aligns with POWERS Insurance’s company vision which is to plant a tree for every new policyholder to embrace a carbon neutral relationship.

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JD Powers, President
Chris Sullivan, Risk Advisor
Meaghan Dowd, Personal Risk Advisor
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Insurance coverage that is tailored for businesses in the renewable energy space.

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