Chris Sullivan


Commercial Lines Practice Leader with expertise in:

  • Cannabis
  • Hospitality 
  • Manufacturing
  • Construction

How Can I Help You Today?

Risk Management Guidance with Insurance Solutions

High expertise in the following areas

Cannabis from seed-to-sale

In all legalized States


Ask About Our New Inland Marine Product!


Product Liability Coverage


Liquor Liability Coverage

EPL Coverage

Employee Professional Liability Coverage

D&O Coverage

Directors & Officers Coverage

Chris' Bio

Chris is celebrating nearly a decade in the property & casualty insurance industry. He first started his insurance career with a captive agency and quickly realized he had a passion for managing risk beyond the transaction of an insurance policy. This drove Sullivan to explore opportunities in the independent brokerage world where he eventually connected with POWERS in 2014. As an independent agent at POWERS, Sullivan is able to pursue his passions of assisting entrepreneurs and executives in the following industries: cannabis, hospitality, artisan contracting, and professional liability.

Often referred to as “Sully” by friends and family, Chris is no stranger amongst several social circles. Outside of being an avid men’s league pick up ice hockey player, skier, fisherman and family-man, you can find Chris frequenting local food & beverage establishments with his wife and kids, coaching youth ice hockey, supporting his wife’s entrepreneurial ventures and volunteering as a Big Brother.

"An ounce of prevention is worth a pound of cure."

- Ben Franklin


"I worked closely with Chris Sullivan on insurance for my client pursuing their Medical Marijuana licenses. Chris is easily one the top insurance brokers for the industry. He is always the first to know the newest rules and regulations and works tirelessly for his clients." 

- Ben W.

"The attentiveness, depth of knowledge and experience that Powers and Chris Sullivan have represented in working with MoCannTrade is top notch. This is especially critical for our organization and medical cannabis industry, which is new for this state and continues to evolve at a breakneck pace. Its good to have partners like Powers to ensure our risk exposure is minimized and our coverages are appropriate. Thx"

- Andrew M.

Navigating Liquor Liability: Understanding the Risks for Bar Owners

By Christopher Sullivan | March 21, 2024

Whether you’re a seasoned veteran in the hospitality industry or just starting out, understanding the inherent risks associated with serving alcohol is crucial for the success and safety of your establishment.Let’s break down some of the things you should absolutely keep in mind when it comes to liquor liability. We’ll provide deeper insights into common […]

How does legalized marijuana affect workers compensation?

By Christopher Sullivan | February 17, 2023

Does Missouri’s Workers Compensation statutes require post-accident drug testing, and is that affected by the recent passing of Amendment 3? As the employer, you are always liable for the safety and well-being of your employees in their work environments, and this includes promoting and maintaining a drug-free workplace. But with the passing of Amendment 3 […]

How the New Recreational Cannabis Bill in Missouri Impacts Insurance for Business Owners

By Christopher Sullivan | December 9, 2022

On November 8th, 2022, Missouri became the 21st state in the US to legalize recreational cannabis. As Amendment 3 went into effect on December 8th, 2022, cannabis business owners must understand updated rules and regulations that may impact their various insurance policies, how they operate their business, and manage their employment staff. Below, we’ll discuss […]

Property Insurance for a Cannabis Company

By Christopher Sullivan | June 30, 2022

Regarding successful commercial cannabis company — property insurance is an integral piece of the puzzle. However, legal considerations surrounding insurance for cannabis companies are incredibly nuanced and cumbersome due to state and federal regulations. Furthermore, the many types of property insurance within the scope of cannabis operations are extensive. Whether you’re a facility owner or […]

Cannabis Employment Practice Liability (EPL) Insurance

By Christopher Sullivan | March 14, 2022

When a cannabis operator thinks of insurance, typically the basic coverages are considered: property insurance on the facility and contents liability coverage for the premises and product workers’ comp for their employment force commercial auto for company-owned vehicle While general & product liability policies cover bodily injury, property damage and personal injury, these policies will […]

The Importance of Contract Alignment for Cannabis Operators

By Christopher Sullivan | November 2, 2021

As a cannabis insurance risk manager, one of the questions I commonly hear from my clients is centered around how to manage their insurance program from a contractual alignment perspective. To put it simply, my clients want to make sure the vendors and other businesses they work with have the proper insurance in place … […]

What is Employment Practice Liability Insurance?

By Christopher Sullivan | September 3, 2020

Our society is becoming increasingly litigious.  The threat of a lawsuit hangs over every business transaction, large or small. Even employers who rigorously adhere to the letter of the law are likely to be sued at some point by an aggrieved employee or customer. While many suits are groundless, defending against them is costly and […]

Partner with Chris

Any agency can sell you an insurance package. But sustainable business growth isn’t just about insurance. It’s about controlling risk and protecting what you’ve built.

Integrated risk management helps you make better business decisions by incorporating risk-aware practices, processes, and technologies into your operations.

When you partner with POWERS, you get dedicated risk experts on your team. Together, we’ll develop a complete risk management plan based on your unique risks and goals.

Then, we’ll help you put your plan into action and measure your success using our POWER

powers process infographic

Learn How I Help My Clients

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