Giovanni "Johnny" Favazza
CLCS
Risk Management Advisor with expertise in:
- Hospitality
- Cannabis
How Can I Help You Today?
Services I Can Help You With
Manufacturing
Product Liability Coverage
Personal Coverage
Home & Auto Liability
“Character is doing the right thing when nobody’s looking.”
- J.C. Watts
"Gio has been a pleasure to work with! He makes a point to always be professional and knowledgeable. He and his team are quick to be proactive and responsive to each and every question and situation that we need to be handled."
- Theresa H.
"Gio and his entire team were great to work with in helping us set up home and auto insurance. Super responsive and helped outline pros/cons for options in a way that was easy to understand. Highly recommended to simplify a typically stressful process of signing up for insurance"
- Jason C.
Alternative Risk Solutions: Captives and Other Solutions
Managing risk is crucial for contractors of any size. But big projects come with big risks. For large contractors and developers, the scale of projects means greater exposures and higher insurance costs.Many large companies turn to alternative risk solutions to control costs. These programs can have major benefits. However, they require expertise and a strong […]
Read MoreSubcontractor Prequalification: Insurance, Surety Bonds, Safety and More
In many industries, prequalification is a crucial part of vendor and subcontractor selection. This process helps companies reduce risk by identifying skilled, reliable partners. In construction, subcontractor prequalification is routine during a project’s preconstruction phase. However, standardizing this process benefits many industries, from cannabis to manufacturing. Why is a prequalification process important, and what information […]
Read MoreOvercoming the Skilled Labor Shortage: 4 Strategies for Recruitment, Retention, and Growth
Companies across the US are grappling with the challenge of attracting and retaining qualified employees. More than 70% of organizations report struggling to attract new talent – facing challenges like: The construction industry is a prime example of the labor shortage issue. Job growth is projected to grow at 7% through 2030, which means the […]
Read MoreDriver Qualification: The Ultimate Checklist for Employers
Motor vehicle accidents continue to be a leading cause of injury and death in the US. Is your business at risk every time an employee gets behind the wheel? A driver qualification checklist can protect your company, your team, and your bottom line. Here’s everything you need to know. Definition of driver qualification Driver qualification […]
Read MoreUnderstanding Your Workers’ Comp E-mod
As a business owner, you’ve probably heard the term “experience modification factor” – or “e-mod” – when discussing your workers’ compensation insurance. You might know that this factor looks at your previous claims to adjust your workers’ comp premium higher or lower. But what exactly goes into your e-mod and how can you keep work […]
Read MoreNavigating Liquor Liability: Understanding the Risks for Bar Owners
Whether you’re a seasoned veteran in the hospitality industry or just starting out, understanding the inherent risks associated with serving alcohol is crucial for the success and safety of your establishment. Let’s break down some of the things you should absolutely keep in mind when it comes to liquor liability. We’ll provide deeper insights into […]
Read More3 Strategies to Save Money on Business Insurance
Rising costs are the #1 concern for business owners in the U.S. When it comes to business insurance, 4 in 10 business owners aren’t sure they have enough coverage. Many are planning on adding new coverage in the next year. Simply put: Business owners know insurance is essential to their success, but controlling costs is […]
Read MoreHow to Prevent the Most Common Injuries in Hospitality
The hospitality industry averages more than 90,000 injuries per year. Some of the most common injuries in hospitality range from cuts and bruises to musculoskeletal disorders and severe burns. What are the top causes of employee injury in this important sector, and how can business owners mitigate their risk? Let’s dive in. What types of […]
Read MoreHow Much Does Business Insurance Cost? Breaking Down Premium Calculations
A recent survey by Next Insurance found that 96% of business owners didn’t achieve a passing grade when quizzed about basic insurance knowledge. This isn’t surprising. We expect business owners to be experts in their industry and business strategy, not insurance. But when it comes to understanding your insurance costs, you don’t want to be […]
Read MoreThe Commercial Insurance Underwriting Process: How To Stand Out
To business owners, the commercial insurance underwriting process can seem like a mystical process that happens behind closed doors. But the truth is that most underwriters and business owners share the same goal: to create an accurate picture of the business’s risk. What happens during the underwriting process, and how can you stand out as […]
Read MorePartner with Gio
To protect the business you've worked hard to build, insurance alone is not enough. It's crucial to identify the most critical threats and make strategic decisions that will allow you to grow your business without disruption.
When you partner with us, we’re more than your insurance agency. We’re a true business partner invested in your success.
