Keith Goode

CLCS

With expertise in:

Hospitality

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Risk Management Guidance with Insurance Solutions

High expertise in the following areas

Hospitality

Liquor Liability Coverage

Cannabis from seed-to-sale

In all legalized States

Construction

Ask About Our New Inland Marine Product!

Manufacturing

Product Liability Coverage

EPL Coverage

Employee Professional Liability Coverage

D&O Coverage

Directors & Officers Coverage

Keith's Bio

"An ounce of prevention is worth a pound of cure."

- Ben Franklin

"Keith went above and beyond to meet my needs and expectations. His hospitality and customer service were way beyond my expectations and he made the entire process very smooth and easy to understand. I would love to have the opportunity to conduct business with him again in the near future!"

- Christin D.

"Keith Goode with Powers Insurance was able to provide a policy with more features at a reduced rate than we were previously paying. Our small restaurant can use every savings we can get. Keith's personal attention made us feel more confident than the national broker we had been using."

- Thomas M.

Why Every Business Needs AI Risk Management Plan

By brettk | July 2, 2026

AI is reshaping how businesses operate, but without an effective AI risk management plan, it can lead to an expensive mistake. Somewhere in your company, someone is using AI to get work done faster. Maybe it’s a report, research, presentation, or a client-facing document, but what happens when the document is entirely fabricated? In some […]

POWERS® Insurance Named 2026 Agency of the Year by PropertyCasualty360

By JD Powers | June 26, 2026

POWERS® Insurance & Risk Management has been recognized as the 2026 Agency of the Year by PropertyCasualty360 on Wednesday, June 24. The awards program spotlights top professionals and organizations from across the country that are helping modernize and humanize the insurance industry. This award reflects POWERS® Insurance’s core values of innovation, humility, connection, integrity, and […]

Directors and Officers Insurance for Cannabis Business Owners

By JD Powers | June 22, 2026

As the cannabis industry evolves with a changing legal and social scape, the insurance coverage needs for cannabis businesses change along with it. Directors and Officers Insurance is integral to covering cannabis businesses. Cannabis business owners need Directors and Officers Insurance to protect their company’s board members and executives. Overview: Directors and Officers Insurance Directors […]

How Insurance Claims Can Impact Your Rates and Eligibility

By JD Powers | June 17, 2026

When an accident happens, in your personal life or with your business, many people look to insurance to cover the costs. Before you pick up a phone and call your carrier, it’s important to understand how filing a claim can affect your premium and the policy itself. What Happens When You File a Claim Filing […]

Construction Equipment Theft: How to Make Your Rental Yard or Jobsite a Harder Target

By JD Powers | April 9, 2026

You don’t have to look far in the construction and equipment dealer industry to see another headline about equipment theft or a contractor posting online about a stolen skid steer, a missing excavator, or a rental gone wrong. Rental fraud is a critical issue for the construction, manufacturing, and agriculture industries across the country. The […]

Serving THC or CBD? Why Your Business May Be Uncovered

By JD Powers | September 23, 2025

How cannabis products could create a million-dollar blind spot in your insurance coverage. Running a restaurant or bar is already expensive. The last thing you need is a claim that your insurance won’t cover. That’s exactly what can happen if you serve THC-infused drinks or food. Do you think a general liability or a liquor […]

Benefits of Captive Insurance for Safety-Focused Businesses

By JD Powers | September 3, 2025

Why Fortune 500s and safety-focused businesses use captive insurance for smarter, more predictable coverage. As a business owner, you’ve likely faced the same frustrating cycle year after year. Your insurance renewal arrives, premiums have increased again, and you’re left with little choice but to pay. You’ve spent countless hours on safety training, risk management, and […]

Construction Smart Equipment Saves Lives (and Money)

By JD Powers | April 15, 2025

Smart technology is revolutionizing construction safety and lowering insurance costs, but it’s not always easy to see how. Imagine a construction site where accidents are virtually non-existent, where workers are constantly aware of their surroundings, and potential hazards are identified and addressed in real-time. Ensuring safety on construction sites is of incredible importance as it […]

The Workers’ Compensation Audit: A Colonoscopy For Your Workers’ Comp Policy

By Christopher Sullivan | April 8, 2025

Worker’s Compensation Audit

Do You Need an HNOA Endorsement for Your Commercial Auto Policy?

By JD Powers | March 27, 2025

Insuring company vehicles is a vital part of a comprehensive insurance policy for any business. But what happens when a company doesn’t own its cars and has its employees use personal or rented vehicles? In this common scenario, a Hired and Non-Owned Auto endorsement, also known as an HNOA can be an important addition to […]

Partner with Keith

Any agency can sell you an insurance package. But sustainable business growth isn’t just about insurance. It’s about controlling risk and protecting what you’ve built.

Integrated risk management helps you make better business decisions by incorporating risk-aware practices, processes, and technologies into your operations.

When you partner with POWERS® Insurance, you get dedicated risk experts on your team. Together, we’ll develop a complete risk management plan based on your unique risks and goals.

Then, we’ll help you put your plan into action and measure your success using our POWERS Process. Begin your insurance quote with Keith Goode at POWERS® Insurance & Risk Management and explore coverage options tailored to your needs.