Keith Goode

CLCS

With expertise in:

Hospitality

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Risk Management Guidance with Insurance Solutions

High expertise in the following areas

Hospitality

Liquor Liability Coverage

Cannabis from seed-to-sale

In all legalized States

Construction

Ask About Our New Inland Marine Product!

Manufacturing

Product Liability Coverage

EPL Coverage

Employee Professional Liability Coverage

D&O Coverage

Directors & Officers Coverage

Keith's Bio

"An ounce of prevention is worth a pound of cure."

- Ben Franklin

"Keith went above and beyond to meet my needs and expectations. His hospitality and customer service were way beyond my expectations and he made the entire process very smooth and easy to understand. I would love to have the opportunity to conduct business with him again in the near future!"

- Christin D.

"Keith Goode with Powers Insurance was able to provide a policy with more features at a reduced rate than we were previously paying. Our small restaurant can use every savings we can get. Keith's personal attention made us feel more confident than the national broker we had been using."

- Thomas M.

Alternative Risk Solutions: Captives and Other Solutions

By JD Powers | August 22, 2024

Managing risk is crucial for contractors of any size. But big projects come with big risks. For large contractors and developers, the scale of projects means greater exposures and higher insurance costs.Many large companies turn to alternative risk solutions to control costs. These programs can have major benefits. However, they require expertise and a strong […]

Subcontractor Prequalification: Insurance, Surety Bonds, Safety and More

By caseyparisoff | August 22, 2024

In many industries, prequalification is a crucial part of vendor and subcontractor selection. This process helps companies reduce risk by identifying skilled, reliable partners. In construction, subcontractor prequalification is routine during a project’s preconstruction phase. However, standardizing this process benefits many industries, from cannabis to manufacturing. Why is a prequalification process important, and what information […]

Overcoming the Skilled Labor Shortage: 4 Strategies for Recruitment, Retention, and Growth

By JD Powers | August 22, 2024

Companies across the US are grappling with the challenge of attracting and retaining qualified employees. More than 70% of organizations report struggling to attract new talent – facing challenges like: The construction industry is a prime example of the labor shortage issue. Job growth is projected to grow at 7% through 2030, which means the […]

Driver Qualification: The Ultimate Checklist for Employers

By Christopher Sullivan | August 14, 2024

Motor vehicle accidents continue to be a leading cause of injury and death in the US. Is your business at risk every time an employee gets behind the wheel? A driver qualification checklist can protect your company, your team, and your bottom line. Here’s everything you need to know. Definition of driver qualification Driver qualification […]

Understanding Your Workers’ Comp E-mod

By JD Powers | August 2, 2024

As a business owner, you’ve probably heard the term “experience modification factor” – or “e-mod” – when discussing your workers’ compensation insurance. You might know that this factor looks at your previous claims to adjust your workers’ comp premium higher or lower. But what exactly goes into your e-mod and how can you keep work […]

Navigating Liquor Liability: Understanding the Risks for Bar Owners

By Christopher Sullivan | March 21, 2024

Whether you’re a seasoned veteran in the hospitality industry or just starting out, understanding the inherent risks associated with serving alcohol is crucial for the success and safety of your establishment. Let’s break down some of the things you should absolutely keep in mind when it comes to liquor liability. We’ll provide deeper insights into […]

3 Strategies to Save Money on Business Insurance

By JD Powers | February 21, 2024

Rising costs are the #1 concern for business owners in the U.S. When it comes to business insurance, 4 in 10 business owners aren’t sure they have enough coverage. Many are planning on adding new coverage in the next year. Simply put: Business owners know insurance is essential to their success, but controlling costs is […]

How to Prevent the Most Common Injuries in Hospitality

By Christopher Sullivan | February 14, 2024

The hospitality industry averages more than 90,000 injuries per year. Some of the most common injuries in hospitality range from cuts and bruises to musculoskeletal disorders and severe burns. What are the top causes of employee injury in this important sector, and how can business owners mitigate their risk? Let’s dive in. What types of […]

How Much Does Business Insurance Cost?
Breaking Down Premium Calculations

By Christopher Sullivan | February 7, 2024

A recent survey by Next Insurance found that 96% of business owners didn’t achieve a passing grade when quizzed about basic insurance knowledge. This isn’t surprising. We expect business owners to be experts in their industry and business strategy, not insurance. But when it comes to understanding your insurance costs, you don’t want to be […]

The Commercial Insurance Underwriting Process:
How To Stand Out

By Christopher Sullivan | January 31, 2024

To business owners, the commercial insurance underwriting process can seem like a mystical process that happens behind closed doors. But the truth is that most underwriters and business owners share the same goal: to create an accurate picture of the business’s risk. What happens during the underwriting process, and how can you stand out as […]

Partner with Keith

Any agency can sell you an insurance package. But sustainable business growth isn’t just about insurance. It’s about controlling risk and protecting what you’ve built.

Integrated risk management helps you make better business decisions by incorporating risk-aware practices, processes, and technologies into your operations.

When you partner with POWERS, you get dedicated risk experts on your team. Together, we’ll develop a complete risk management plan based on your unique risks and goals.

Then, we’ll help you put your plan into action and measure your success using our POWER