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Address: 6825 Clayton Avenue St. Louis, MO 63139
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Phone: (314) 725-1414
Why Fortune 500s and safety-focused businesses use captive insurance for smarter, more predictable coverage. As a business owner, you’ve likely faced the same frustrating cycle year after year. Your insurance renewal arrives, premiums have increased again, and you’re left with little choice but to pay. You’ve spent countless hours on safety training, risk management, and […]
Worker’s Compensation Audit
As a business owner, you’ve probably heard the term “experience modification factor” – or “e-mod” – when discussing your workers’ compensation insurance. You might know that this factor looks at your previous claims to adjust your workers’ comp premium higher or lower. But what exactly goes into your e-mod and how can you keep work […]
This post is part of our series, The Ultimate Workplace Safety Guide. Check out our related posts: Safety policies and procedures help protect a business and its employees, prevent workplace injuries, and reduce insurance costs over time. Ready to put pen to paper and document safety policies? Every business has different safety needs, but here’s […]
This post is part of our series, The Ultimate Workplace Safety Guide. Check out our related posts: Mathematician Karl Pearson said, “That which is measured improves.” If your goal is to improve your safety program, you must track key performance indicators (KPIs) to measure its efficacy. Establishing KPIs: What should be measured? The metrics most […]
This post is part of our series, The Ultimate Workplace Safety Guide. Check out our related posts: Most businesses experience claims and incidents at some point. If an accident happens, the most important thing is to understand what happened so you can take steps to prevent it next time. How do you do that? By […]
Once you’ve established a safety culture and identified your top risk areas to address, it’s time to put policies and procedures in place to support them… This post is part of our seIn this guide, we’ll cover the following points and in the coming weeks, POWERS will continue to post additional deep dives into each […]
A thorough risk assessment is the first step toward creating effective safety policies and procedures that will move the needle in your organization and identify potential hazards in the workplace. In this guide, we’ll cover the following points and in the coming weeks, POWERS will continue to post additional deep dives into each of the […]
Credit: Jernej Furman
The likelihood that your business will experience a workplace injury depends on many factors, but the reality is that just one incident can have a profound impact on the organization. In this guide, we’ll cover the following points and in the coming weeks, POWERS will continue to post additional deep dives into each of the […]